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Find the Best African Safari Tours

by Kylie Johnson
written by Kylie Johnson

African safari tours can be extravagant, but they can also be affordable, depending on what amenities and features you opt for. Arrange an African safari tour for as little as a day or as long as a few months, for a daily price as low as $200 per person.

African safari tours can be customized to suit your physical abilities and your budget. Options include:

  • Luxury safaris
  • Camping overland safaris
  • Lodge safaris
  • Self-drive safaris

African safari tour features to consider

Tour locations

African safari tours take place throughout the continent, so tourists have an excellent variety of scenery, wildlife and local culture to choose from.

  • Saharan: These tours take place in or near the Sahara desert, located in the northern half of the continent. This area is home to many desert dwelling creatures, including hyenas, fennec foxes and dromedary camels. The towns and cities in this area are built up around water sources and feature ancient buildings set near historic ruins.
  • Sub-Saharan: The area below the Sahara desert is referred to as the sub-Saharan, and it offers a different ecosystem in the southern half of the continent. Lions, elephants, leopards and giraffes are common wildlife in this region. Accommodations range from tents in small towns to five star hotels in bustling large cities.
  • Coastal: Beautiful beaches line Africa’s coasts and offer ample opportunity for beach-front vacations and African wildlife tours. The coastal wildlife includes many migratory bird species, whale sharks, sea turtles and rhinos. Coastal cultures range from isolated fishing villages to sprawling South African cities.

Pricing

African safari tours offer many price points for travelers to consider before choosing an option.

  • Under $1,000: These tours provide the best pricing by keeping the amenities and tours simple, with tent based accommodations and scheduled group safari routes.
  • $1,000 – $5,000: Mid-range African safaris may offer higher quality accommodations in hotels and lodges, private vehicles, driving routes away from common tourist areas and access to longer safari vacations.
  • $5,000+: Luxury tours go all out to provide tourists with top-class amenities, truly unique African safari experiences and many bells and whistles. The price of luxury safaris depends on the package and whether the adventurer is creating a custom experience.

Local culture

Travelers have a variety of distinct local cultures they can experience in Africa.

  • South Africa: This country has many of the modern amenities’ travelers are used to and many English speakers.
  • Kenya: This area is a popular safari destination and offers an excellent opportunity to engage with the 40 African tribes living here.
  • Zimbabwe: The Shona tribe is the most populous in Zimbabwe and has a vibrant culture, with emphasis on traditional dance.

Familiarity with area

Highly experienced tour guides who live or grew up in the region provide significant depth of knowledge on the safari.

  • Expats: Travelers have the advantage of exploring Africa with native English speakers who have lived in the area for years. Tourists can get an outsider’s perspective on the local culture and area while still getting to see sights the locals love.
  • Locals: A safari tour led by locals provides travelers with experienced guides who show off sights that only the locals know about. These tours help support the native population, leverage the deep knowledge of people who have lived in the area all their lives and provide immersion into the local culture.

Accommodations

Travelers can choose many accommodation options, from a tent to high-class hotels.

  • Camping: Safari camps let travelers enjoy low-cost accommodation under the stars.
  • Lodge: These midrange to luxury hotels provide modern amenities and comfort for tourists, such as bath tubs, concierge service, room service and fine dining restaurants.
  • Villa: These large houses provide excellent accommodation for larger safari groups.

Packages

African safari tours are available in a variety of package types.

  • All-inclusive: These packages provide everything a traveler needs, from the safari tour to accommodations. The tourist doesn’t need to pay additional fees for lodging, food or safari tours, as these services are included in the price. Some packages also include the traveler’s flight costs.
  • Photography: Many photographers take stunning photos of African wildlife on tours specifically designed for photography.
  • Self-driving: Instead of going on a set safari route with other travelers, a self-driving safari gives the tourist their own vehicle to drive around. These self-driving packages are often paired with camp accommodations to bring down the cost.
  • Custom: Travelers get to pick and choose every detail of the safari in a custom package, which tend to be the most expensive safari options.

What are different types of African safari tours?

  • Luxury safaris: Travelers get access to the best food, resorts and safari locations in Africa. These safaris provide every amenity available, high-tech vehicles for the tour and other perks.
  • Overland safaris: These safaris use trucks, campers and other vehicles to take travelers on cross-country adventures. Tourists typically sleep in camps with these tours.
  • Lodge safaris: Lodges provide a comfortable environment for sleeping away from the wilds. Some lodges have resort amenities, although many are similar to midrange hotels.
  • Self-drive safaris: Tourists who want a more DIY vacation can get outfitted vehicles to use for a safari. These tours are typically self-directed by the traveler.

Who would enjoy an African safari tour?

  • Nature lovers: Instead of seeing animals at the zoo, nature lovers get to see them in their natural habitat. African safaris offer up-close and personal access to wildlife.
  • Photographers: Africa is full of scenic, untouched wilderness, creating perfect photo opportunities. Photographers can go on safaris specifically designed to maximize the available photo ops.
  • Outdoors lovers: Untouched jungles, deserts and beaches are available throughout Africa. Outdoors lovers get access to many recreational options on their safaris.

 

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Timeshare

6 Timeshare Questionable Practices Targeting Seniors

by Lisa Ann Schreier
written by Lisa Ann Schreier

While timeshares can be good for some people, sadly there are bad guys at every step of the way when it comes to timeshare matters. Unfortunately, seniors fall prey to these practices more often than other consumers. It’s imperative to keep your wits about you when dealing with timeshare matters.

Here are 6 ways that unscrupulous individuals take advantage of seniors:

Lying About How Your Heirs Will Be Stuck With The Timeshare Unless You Do Something

Unless your heirs are actually on the timeshare deed or whatever form of ownership you have, they are under no obligation to accept the timeshare when you die. It’s important to understand that your estate will be required to pay off any debt you still have on the timeshare however. Buying more timeshare or upgrading to some made up ownership level will only increase your debt, but will have zero impact on your heirs being stuck with your timeshare.

Keeping You At A Sales Pitch Longer Than The Required Length Of Time

When you accept the terms of whatever sales presentation you attend, there will be a stated minimum length of time you are required to stay in order to qualify for whatever you’re receiving. This time limit must be in writing. Find it and stick to it. You are under no obligation to stay for anything longer than that. I’ve heard countless stories of hapless seniors who were kept for 4, 5 or more hours, often without food or drink by sales personnel using one ruse or another. Don’t fall for this. Get up and leave at the appropriate time. Remember that you, not the salesperson is in control.

Lying About How You’ll Be Able To Pay Your Maintenance Fees If You Buy More Timeshare

Just not true, or at the very least, not the way they make it sound. Do not ever buy more timeshare for any other reason that you want more vacation time.

Claiming That They Have A Buyer For Your Timeshare And Need Money For Costs Which Will Be Refunded To You Upon Completion Of Sale

If you own a timeshare you may want to sell it. In any event, it’s imperative that you maintain control and do not ever engage with any company or person that initiates contact. 99% of timeshares are worth only a tiny fraction of what you originally paid, and there are millions of timeshares currency for sale on the secondary market. No one has a buyer for your timeshare that you haven’t even advertised yet. You should not ever pay in advance for selling your timeshare.

Lying About The Fact You Have To Attend An Update Or Survey

There are only a few cases where you are obligated to attend a sales presentation. One is if you accept those conditions in exchange for something that you’re receiving such as a discounted stay, theme park tickets, dinner show tickets, etc. Another case is where you previously purchased some sort of trial timeshare and each time you use part of it at a resort, they have another opportunity to sell you on the full program. That’s about it. There is no such thing as a mandatory owner update or customer survey.

Pretending To Be Your Friend

Sadly, I hear this one more than any other story. Remember that the sales person is just that, a sales person. They have no other reason to be nice to you or appear to have your best interests at heart other than to sell you something. However much they might remind you of your children or grandchildren, however many family photos they may show you or however many personal stories they may tell you, it’s all done with only one purpose-to sell you something. These people are very well trained in these tactics because they work so well. Don’t fall prey to them. You’re not being mean to them by not buying anything they’re selling.

Lisa Ann Schreier has been involved in the timeshare community since 1998. After cutting her teeth as a timeshare salesperson and manager at a number of Orlando area resorts, she grew increasingly frustrated with the antiquated marketing and high pressure sales techniques that were (and sadly still are) the norm in the industry.

Seeking to be a catalyst for positive change, she wrote ‘Surviving A Timeshare Presentation…Confessions From The Sales Table’ and ‘Timeshare Vacations For Dummies.’ She is a frequent contributor to major media outlets and a sought after speaker at consumer advocacy groups.

In addition to her articles at SeniorNews.com, she is on the Advisory Board of ConsumerAffairs.com where she ensures that content is unbiased, accurate and helpful for consumers as well serving as the lead timeshare advocate at Elliott.org and a featured blogger on RockStarFinance.com.

Her ‘tell it like it is’ blog (http://www.thetimesharecrusader.blogspot.com) covering timeshare issues is a source of solid information and continues to alert consumers to the myriad of less than reputable companies and practices.

Twitter users can follow her at @LisaLooksAt

Questions? Looking for assistance? Email Lisa at lisaschreier617@gmail.com

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5 Cheap Countries for Traveling Seniors
DestinationsTravelTravel Tips & Deals

5 Cheap Countries for Traveling Seniors

by Susan Saurel
written by Susan Saurel

As you age, some things are getting better. Most of all, you have more time on your hands. You have more precious moments to spend with your loved ones, but you also have more space for yourself. It’s the best time to revisit that bucket list of destinations you’d love to see.

Have you ever been so impressed by a National Geographic TV show that you absolutely wanted to see a specific country? Maybe you’ve always dreamed about a vacation in Africa. Or maybe you wanted to travel around Europe.

The best part about traveling as a senior is that you don’t have the time limit. You can prolong your vacation as much as you want to, and you’ll still be receiving money on your account.

Everything is possible. You just need enough savings, you have to pack light, and pick a destination for your trip. Speaking of destinations, how about a list of suggestions for senior-friendly countries? You’re surely worried about the price, since you can’t really work for extra income if you’re left with insufficient finances. Here they come: 5 budget-friendly countries that are great for traveling seniors.

  1. Greece

Maybe a plane ticket to Europe will cost quite a bit, but there are so many beautiful places to see there that you’ll easily forget about that expense. Plus, you may visit relatively cheap countries, so you’ll prolong your trip and get great value for your money.

Greece has its luxurious moments. Mykonos and Santorini, for example, are not as budget-friendly as we’d like them to be. But Greece has plenty of other islands that are more affordable and even more beautiful. The islands in the Ionian sea are absolutely breathtaking. Lefkada, Kefalonia, Ithaca, Zakynthos, Paxi, and Corfu seem like a fairytale on pictures, but they are even more beautiful when you see them in person.

The prices are quite reasonable. There are supermarkets in the bigger cities and villages, so you can get affordable food to cook. You can rent a modest, but comfortable studio for around $25 per day if you search well enough.

  1. Macedonia

Don’t feel guilty if you’ve never heard of this country. It’s a small country located north of Greece. Many people don’t know about it, but the ones who discover it can’t help but fall in love. Ohrid, a town by the Ohrid Lake, is heaven on Earth.

The lake is serene and peaceful. It might be a little chilly for morning swimming, but it may also be the refreshment you need.

Do you know why so many people (especially seniors) love Ohrid? It has a spiritual vibe you can never forget. It doesn’t matter whether you’re a believer or not; this town and this lake have such a calming vibe that they bring you to a moment of realization: everything is fine; everything is just as it should be.

Now, let’s talk about prices. This is a surprisingly affordable destination, especially if you want to eat in restaurants. You can get a perfect (and complete) dinner at a great restaurant for less than $20.

  1. Italy

The Amalfi Coast, Pompeii and Capri are some of the most visited tourist destinations in Italy, so they are naturally more expensive than we’d hope for. But Naples is just as beautiful and way more affordable. When you’re a senior traveler, you’re not after the most attractive tourist destinations, which usually involve a lot of noise and young people getting drunk. You’re after your peace and quiet, and you’ll have a better chance of finding it in Naples.

We’re talking about one of the oldest cities in Europe, so you’ll certainly have a lot of history to explore. Plus, this is where pizza comes from. If you love writing, you’ll have a great opportunity to blog every single day about the things you discover. The inspiration is never-ending! Here’s a hint: if you can’t write that well but you still want a blog to document your trip, you can rely on essay writing services.

Now, onto the prices: how expensive is Naples? You can have a real pizza for $5. Most meals are perfectly affordable, so you don’t have to stay limited to pizza.

  1. Indonesia

Enough of Europe, right? We want some versatility on our list, so here is another destination that looks like Paradise. Indonesia’s picturesque scenery makes it one of the most desirable tourist destinations on Earth, but that didn’t make these people pretentious. The prices are still very affordable, so you get to enjoy a luxurious vacation without the luxury price tag.

This is the country where you can probably get the biggest value for your money. You can stay in a beautiful guest house room for around $20 per night. There are plenty of vegetarian meal options for ridiculously low prices, but you can also enjoy seafood without breaking the bank. You can rent a car for around $15 a day and explore the area like a real tourist.

Alcohol is a bit expensive here, but who needs alcohol when the breathtaking sights already make you dizzy?
As for the places you don’t want to miss, you should definitely plan a day at the Komodo National Park. And Bali, of course!

  1. Peru

Lake Titicaca, the largest lake in South America, will give you memories you won’t forget. It’s a wonder of Nature that makes you realize just how beautiful our planet is. And that’s not the only beautiful thing you’ll see in Peru. You can enjoy folk festivals throughout the year, so you’ll become part of the colorful tradition of the natives.

The floating islands on the lake, where the Uros people live, will certainly impress you. How could they come up with such a smart way to build homes? If there’s a higher limit for synergy between people and nature, this is it.

As for the prices, Peru is probably the most affordable destination on our list. You’ll love the farmers market, where you can get all kinds of veggies, grains, and fruits for very low prices. The food is tasty and natural. It reminds you how realfood tasted like.

In Peru, you can stay in an actual hotel for less than $30 per night. A meal at a cheap restaurant will cost you less than $10 for two people. If you want a nicer restaurant, you’ll still pay less than $20 for two. Taxi transport is very affordable, so you don’t even have to rent a car.

Now is the perfect timing for you to explore the world! That doesn’t mean you’ll have to spend tons of money. There are perfectly affordable destinations that will still provide for an unforgettable vacation. For seniors, they are even better than luxurious tourism options.

By Susan Saurel

Susan Saurel is a passionate writer from Texas. She is in love with traveling. Teacher of higher category, a writer for the cheap essay writing service EssayWritingLand, PM in an IT company, lovely mom. She wants to share her experience with readers and she has something to say, for sure.

5 Cheap Countries for Traveling Seniors

5 Cheap Countries for Traveling Seniors 5 Cheap Countries for Traveling Seniors 5 Cheap Countries for Traveling Seniors

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Quick Tips Before you Listen to a Timeshare Presentation
Timeshare

Quick Tips Before you Listen to a Timeshare Presentation

by Lisa Ann Schreier
written by Lisa Ann Schreier

If you’ve ever sat through a timeshare sales pitch, you know that they can be high pressure. The sales staff has been trained to do one thing and one thing only—-influence you to purchase on the spot. Because of that high pressure, these sales pitches can be laced with, ahem, some misrepresentations. Here are the most common things that are misrepresented at timeshare sales pitches:

Price Today vs Price Any Other Time

This is the one that is used the most, often in conjunction with ‘quoting’ some State Statute. If there is such a statute, such as in Florida, it has to do with whatever gifts you’re being bribed with to sit with the salesperson, not the price. Trust me, they’ll take your money tomorrow, next week or next month.

Resale Value And Your Ability To Resell

The truth of the matter is that the resale market is awash in timeshares that owners are willing to sell for $1,000 or less. Sales agents simply refuse to disclose that. In some cases, licensed brokers will refuse certain listings because the timeshare literally has NO resale value because of the draconian restrictions placed by the developer in secondary market purchases.

Maintenance Fee Relief Programs That Do Not Exist

There are many permutations of this misrepresentation. Suffice it to say you should not purchase additional timeshare under some bizarre plan that you’ll be able to pay off your fees with the points. Read that again. It makes no sense, does it?

The Value of Travel Awards

Again, there is a myriad of promised schemes using timeshare points and the ability to purchase certain travel rewards. Bottom line, buy timeshare only to use as timeshare, not for the promise of being able to use it for airline tickets, etc.

Stating A Lower Interest Rate Can Be Obtained From A Bank Or Credit Union

In the event you’re smart enough to balk at the ‘convenient’ 15%, 16% or 17% financing the resort will offer you (and you’d be stunned to find out how many people agree to those insane rates), some salespeople will tell you that you can get a personal loan. Wrong. I have yet to find a bank that will finance a timeshare. What are they going to do if you’re foreclosed on? There is however a reputable source for people with good credit history. Check out LightStream.com.

Ease Of Ability To Return To Your Home Resort

Unless you purchased a fixed week/fixed unit timeshare, highly doubtful, you’re going to have to make reservations to come back to your home resort. You’ll be battling other owners and owners who are exchanging into your resort for prime season. You better fully understand exactly when you need to make a reservation and what the process is before you purchase. Don’t rely on the salesperson, talk to other owners.

Ease Of Ability To Trade/Exchange

If you think coming back to your home resort takes some doing, it’s nothing compared to attempting to trade or exchange into another resort. In addition to the fee averaging over $200 (!) most owners find out too late that they need to make plans either 12-13 months out or less than 60 days out in order to get what they want. A week in Branson, Missouri is not going to get you Christmas Week in Hawaii.

Bottom line here is do not do anything in haste. If you’re looking for assistance in determining what’s true and what’s false, figuring out if a timeshare is for you, or like millions of people who already own and no longer want or use what they have, contact me at lisaschreier617@gmail.com.

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Protection from Timeshare Scams
Timeshare

Protection from Timeshare Scams

by Lisa Ann Schreier
written by Lisa Ann Schreier

Unfortunately, seniors are often the target of timeshare scams. Before you get into a timeshare investment nightmare, consider this solid advice.

Follow these important tips so you don’t fall for a timeshare scam:

  1. Never deal with anyone who contacts you first

  2. Never pay upfront to sell your timeshare

  3. Never pay anyone to anyone to get you out of a timeshare, except a vetted attorney

  4. Don’t buy more timeshare because the salesperson claims it will save you on annual maintenance fees

  5. Don’t fall for unsubstantiated claims that your children or grandchildren will be forced to inherit your timeshare unless you upgrade, buy more or convert to timeshare points

 

Lisa Ann Schreier has been educating consumers about timeshare issues for 18 years. Contact her with any questions at lisaschreier617@gmail.com

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Local Travel

Be a Hometown Tourist

by Guest Blogger
written by Guest Blogger

If you don’t have the time or the money to get away this summer, there’s no reason you can’t have a memorable vacation. Everything you need is right in your hometown.
Sticking close to home means you not only save money, but you avoid the hassles of travel and help support the local economy. What’s not to like?

THE BASICS
The trick to having a great stay-at-home vacation is to create the environment of a traditional vacation. That means getting out of your normal routine and treating your time as true vacation time. Travel expert and creator of TravelingMamas.com, Shannon Hurst Lane, has some tips to help you plan:

  • Schedule it. Decide on a beginning and an ending date, then put them on the calendar. Clear those days of anything that smells of work or regularly scheduled events. You’re on vacation, remember?
  • Let local deals help you decide. These days, there are hundreds and even thousands of deals available close to home for dining, spas, attractions, museums and more. In fact, according to a survey from Bing.com, the decision engine from Microsoft, 6 out of 10 adults will search 2 to 10 different deal sources every week. For example, going to m.bing.com on your cell phone will save you time and money by showing you local deals – all in one place – from Groupon, LivingSocial, Tippr and many others.
  • Establish a “No Chore Zone.” This is not the time to clean out the closets, re-landscape the yard or tackle that home-improvement project. This is time for fun and family activities only.
  • Plan activities for every day. You wouldn’t go to Orlando and stay in the hotel room the whole time, so don’t just sit around the house. Find interesting places to go and fun things to do every day. Get the kids involved in planning, too – let them choose a place to go or a theme for the day.
  • Act like a tourist. Take photos and videos to document your local adventures. Pick up postcards and souvenirs from the museums or amusement parks you visit, just like you would if you had gone out of town.

FUN STAYCATION IDEAS
Here are just a few ideas for some hometown adventures:

  • Use great deals to eat out affordably. Use Bing mobile deals to find great local deals at that restaurant that you’ve always wanted to try. This approach will let you eat out with the whole family, or even on a date night, and still not break your vacation budget.
  • Science and nature. Visit an arboretum or nature center. Bike the trails in a local or state park. Go horseback riding. Have fun in a local science center, or spend the day at the zoo or aquarium. Some zoos have overnight camping adventures available, too. Live near a lake or river? Try boating, water skiing or tubing for a day.
  • Amusement parks. You may not live near one of the big theme parks, but there are more options around town than you might realize. Check out regional theme parks, water parks, and even local community centers. Family fun centers that have mini golf, laser tag, go karts and bowling are a fun option, too.
  • Family food fun. Explore the local farmers markets and pick up fresh produce and local goods. Visit a U-Pick farm and gather things like fresh blueberries right off the bushes. Treat the family to a night out at a fancy restaurant, and have everyone dress in their best outfits. Or, order in from your favorite local eatery and have an indoor picnic.
  • Local highlights. You know all those places that out-of-town guests want to go to when they visit but you’ve never gotten around to seeing? Well, now’s your chance. Look for walking tours of historic districts; tag along on guided tours of famous landmarks; or take that scenic drive everyone talks about.
  • Take some time. Any vacation can be exhausting so make sure to take some “me time” at a local spa to get those toes done before stepping out.

“Your hometown is a treasure-trove of fun and interesting things to do,” according to Lane. “And you can make it even more fun by finding money-saving deals when you search on Bing or m.bing.com.”

GET LOCAL DEALS NO MATTER WHERE YOU ARE
Nearly 80 percent of respondents in a Bing survey said they were likely to pick their summer vacation destination based on whether or not they could find a deal or redeem a coupon to save money.
Whether you stay in town or hit the road, Bing mobile deals (m.bing.com) gives you access to more than 200,000 unique offers in over 14,000 cities and towns across the U.S. You get leading offers from Groupon, Living Social, Tippr and more, making it easier to discover, share and search for the best deals in your area – all from one place.

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4 Lesser Known International Anniversary Destinations
DestinationsTravel

4 Lesser Known International Anniversary Destinations

by Kimberly Johnson
written by Kimberly Johnson

What’s the recipe for a perfect anniversary getaway? A mix of luxury, adventure, relaxation, and culture—with a healthy sprinkle of romance mixed in. These four destinations offer all of the above, and each brings its own unique cultural elements to the table. Celebrate your love with a sunrise hot air balloon ride over the desert, soak in remote natural hot springs, take a luxury train ride on your way to time-worn ruins, or hike to a mountaintop monastery. 4 Lesser Known International Anniversary Destinations

Jordan

For an anniversary celebration packed with history, hospitality, and panoramic landscapes, head to the tiny Middle Eastern kingdom of Jordan. One of the most welcoming countries on the planet, Jordan is full of surprising ways to revisit its ancient sites. Take part in the “Petra By Night” experience to see the wondrous Nabatean city under the stars—you’ll sip Bedouin tea and enjoy traditional music by candlelight in front of the famous facade of the Treasury Building. Stay nearby at the posh Hyatt Zaman (no connection to the international chain). Once a traditional village, the sprawling property maintained many original architectural features, including impressive stone archways in the high-ceilinged guest rooms. Couples can also opt for a sunrise hot air balloon ride over the desert wilderness of Wadi Rum, spa treatments for two with locally sourced products at the many high-end Dead Sea resorts, and cooking classes taught by Jordanian chefs in metropolitan Amman.

Iceland

Hot springs, volcanoes, more hot springs, waterfalls—and did we mention hot springs? Iceland is globally known as a destination full of geological wonders, making it a unique (and uniquely photogenic) anniversary destination. Head to the Westfjords region for dramatic scenery without the crowds, and rent kayaks in Isafjordur for coastal exploration—keep your eyes peeled for puffins, seals, and even whales. Hotel Isafjordur makes a great base, offering scenic views and comfortable rooms. Or see it all from the air, via a helicopter tour from Reykjavik. Enjoy a birds’-eye view of otherwise crowded areas like Gullfoss Falls, and make landings at a number of otherwise hard-to-reach spots, including the top of a glacier and the Hengill geothermal fields. And of course, spend plenty of time soaking in the many aforementioned steamy mineral pools that dot the country. The Blue Lagoon is a classic and romantic choice, but the Myvatn Nature Baths in northern Iceland is just as beautiful with far fewer tourists.

Peru

Machu Picchu is on many a bucket list, and the journey to get there is easier than you may think. Take a luxury train ride to nearby Aguas Calientes via the Vistadome train—its windows are optimized for scenery-gazing, and you’ll enjoy the properly fancy breakfast service. After you’ve had your fill of the Incan citadel in the sky, spend some time getting to know Cusco, the charming, culture-filled city that was once the Incan capital. Take a chocolate-making workshop at the Choco Museo or wander the city’s iconic textile markets in search of an authentic souvenir. You can even renew your vows in a traditional Andean ceremony under the stars at the Cusco planetarium. Then head to the Peruvian Amazon for a luxury river cruise in the Reserva Nacional Pacaya-Samiria, complete with wildlife watching, cushy accommodations, and champagne dinners between stops. Or, stay in an upscale eco-lodge—some even have treehouse-style rooms available for a particularly memorable evening.

Bhutan

Bhutan, a South Asian country nestled high in the Himalaya between India, Nepal, and Tibet, is one of the few accessible destinations that still carries an air of mystery. This is due in large part to restrictions on independent travel—all visitors are required to have an official guide and pay a daily tariff. This minor piece of bureaucracy gives way to major rewards: pinch-me panoramas of snowy peaks, meticulously detailed Buddhist architecture, and the opportunity to engage with a largely untouched culture. Hiking is a major activity here, and trails span from beginner-friendly to challenging; if you’re up for it, the leg-busting ascent to Tiger’s Nest monastery is beyond worth it. Other draws include bird-watching expeditions (Bhutan has more than 700 avian species) and cultural tours. There’s no shortage of luxury accommodations, either—check out the architectural mastery of the Gangtey Lodge in the Phobjikha Valley, or stay in the 5-star Zhiwa Ling Heritage, which boasts heated floors and an adjacent temple made with centuries-old timber.
Jennifer Kotlewski is a travel writer who has explored 29 countries. She curates travel advice and itineraries for kimkim.com, an online booking resource.

4 Lesser Known International Anniversary Destinations

4 Lesser Known International Anniversary Destinations
4 Lesser Known International Anniversary Destinations 4 Lesser Known International Anniversary Destinations 4 Lesser Known International Anniversary Destinations 4 Lesser Known International Anniversary Destinations 4 Lesser Known International Anniversary Destinations 4 Lesser Known International Anniversary Destinations 4 Lesser Known International Anniversary Destinations 4 Lesser Known International Anniversary Destinations 4 Lesser Known International Anniversary Destinations
 

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4 International Destinations for Active Seniors
Destinations

4 International Destinations for Active Seniors

by Kimberly Johnson
written by Kimberly Johnson

What’s the best way for seniors to experience a destination? Head outdoors to get in touch with native wildlife, unique ecosystems, and local culture. Hiking, cycling, kayaking, and more—take your favorite pastimes on the road with you to these vacation spots around the world. 4 International Destinations for Active Seniors

Norway

This sprawling Scandinavian nation has twin advantages for active travelers: jaw-dropping scenery in every direction (think dramatic fjords, coastal fishing villages, and snowy arctic landscapes) and excellent infrastructure, including a number of “national scenic routes” that make Norway easy to navigate. Rent a car and take a summer road trip from Bergen along the gorgeous Hardangerfjord to three national parks. Hike in Hardangervidda, mountain bike in Hallingskarvet, and tour organic farms outside of Jotunheimenafter exploring its peaks, valleys, and waterfalls. Winter visitors can head north to Tromsø, the base for arctic activities like dog-sledding, snowshoeing, and cross-country skiing. Then, spend the night in a luxury ice hotel—and don’t forget to ask for a Northern Lights wake up call, offered by many lodges in the region.

Nepal

Trekking in the Himalaya may sound daunting, but you don’t have to climb Mount Everest to have a satisfying Nepal adventure. In fact, there are plenty of beginner-friendly routes that offer just as many stellar views and cultural experiences as their more challenging counterparts. Traditional teahouse accommodations along the trails are actually quite comfortable, and in some areas, glamping and luxury lodges are available. One option is the Balthali Village Trek, which entails three days of low-altitude hiking along the edge of the Kathmandu Valley. And with four days, you can complete the Ghandruk Trek, one of the shortest routes in the lower Annapurna. Visit Gurung villages along the way, and take in staggering vistas of some of the world’s tallest peaks. For travelers not interested in trekking, Nepal also has jungle safaris, yoga retreats, and even helicopter tours with views of Everest.

Costa Rica

Want to spend your vacation observing wildlife and bird-watching to your heart’s content? More than 25 percent of the land within Costa Rica’s borders is protected, meaning unmatched biodiversity and national parks galore. Take a nature walk through the forest canopy on the famous suspension bridges of Monteverde Cloud Forest Reserve. Keep an eye out for some of the 400 species of native birds, including toucans, scarlet macaws, and the brightly-plumed resplendent quetzal.
You can also experience the rainforests and Pacific beaches of tiny Manuel Antonio National Park. Wake early for a guided wildlife tour through the jungle (cross your fingers for a sloth sighting!) before an afternoon of snorkeling, kayaking through mangrove forests, or whitewater rafting on the Savegre River.

Greece

With thousands of islands to explore, the options are truly endless in this land of sunshine, sea, and ancient mythology. Try a tour that combines mainland Greece with multiple isles—you can choose from a variety of activities, and cruising between stops across the glittering Mediterranean is part of the fun. Hikers can head to the Samaria Gorge in the White Mountains of Crete, a full-day excursion that’s downhill the whole way. You’ll wind your way down the beautiful (and sometimes steep) canyon, eventually ending at a quaint village hugging the shores of the Libyan Sea. Other active options in Greece include walking tours of ancient sites in Athens and Delphi, scenic rafting trips down the Zagori region’s mellow Voidomatis River, and sea kayaking around the less-visited southern coast of Santorini.
Jennifer Kotlewski is a writer for kimkim.com, an online travel booking resource. She’s visited over 29 different countries and loves curating travel advice about her favorite destinations.

4 International Destinations for Active Seniors

4 International Destinations for Active Seniors 4 International Destinations for Active Seniors 4 International Destinations for Active Seniors 4 International Destinations for Active Seniors 4 International Destinations for Active Seniors 4 International Destinations for Active Seniors

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5 Things To Avoid In Timeshare Matters
Timeshare

5 Things To Avoid In Timeshare Matters

by Lisa Ann Schreier
written by Lisa Ann Schreier

If you are interested in purchasing a timeshare, here are 5 things to avoid: 5 Things To Avoid In Timeshare Matters

  1. Buying anything under pressure or duress. Timeshares can be great for some people, however since the majority of timeshare contracts are in perpetuity, they are not to be entered into on a whim, or under pressure at a sales pitch. If you must sit through a timeshare sales pitch in order to take advantage of a discounted vacation package; listen, ask questions, be polite but remember that whatever price they might dangle in front of your face will be available tomorrow, next week or next month. Have you ever heard of any company that will turn down your money?
  2. Buying any timeshare without fully understanding how it works. If you don’t understand the difference between fixed week, floating week and point based timeshare and don’t have a clear understanding of how tracing/exchanging works, you have no business buying a timeshare. Don’t rely on what the salesperson says. Do your homework or enlist the help of an independent advisor.
  3. If you own a timeshare, do not engage with any person or entity that initiates contact. I’ve yet to find one cold caller that does what they say they will. If you’re ever in doubt, ask yourself if you’d proceed if someone called you out of the blue about your car, your computer or your house. The answer should be no.
  4. Not understanding or factoring in all of the costs associated with owning a timeshare. Owning a timeshare is not just the purchase price, which if you’re buying from the developer averages around $22,000. There are the annual maintenance fees which are close to $1,000 on the average. If you want to trade or exchange your timeshare there’s a fee for that as well as a membership fee to the company that does the exchange. Some resorts levy a special assessment. You may be asked to pay closing costs when you purchase and many resorts charge an administrative fee. Many fees are negotiable. Most are not.
  5. Falling for one of the four ‘red flag words.’ Free, perfect, always and never. Free and perfect simply do not exist and always and never are exceedingly long periods of time.

If you’d like to obtain a copy of ‘19 Questions You Must Ask Before Buying A Timeshare’ and get the 9 Bonus Questions When You’re Buying On The Resale Market, drop me an email at lisaschreier617@gmail.com.
If you have a timeshare that you aren’t using, no longer want, can’t afford or feel you were mislead into purchasing, there may be one or more viable solutions out there. I offer a flat consultant rate of $250 which provides you with solid information depending on if you’re looking to for resolution, relinquishment, refund, foreclosure or resale. I’m not an attorney and I do not offer legal advice. Every situation is different, but if you know what to say to whom, you have a much better chance of a successful outcome. Remember that the timeshare industry has had 40+ years to hone their methods and their contracts. There are no easy solutions for anyone looking to get out, but it is possible in some circumstances. Knowledge is power.
Guide to Purchasing Timshares

5 Things To Avoid In Timeshare Matters

5 Things To Avoid In Timeshare Matters 5 Things To Avoid In Timeshare Matters 5 Things To Avoid In Timeshare Matters 5 Things To Avoid In Timeshare Matters 5 Things To Avoid In Timeshare Matters5 Things To Avoid In Timeshare Matters

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